Insurance Primary Subscriber Definition
Https Www Uhcprovider Com Content Dam Provider Docs Public Policies Oxford Coordination Of Benefits Ohp Pdf
Https Www Bluecrossmn Com Healthy Public Portalcomponents Publiccontentservlet Contentid P11ga 15582521
The secondary health insurance plan unlike the primary health insurance plan under the coordination of benefits can take into consideration what health insurance benefits were provided to the patient in the primary health insurance plan.
Insurance primary subscriber definition. It becomes a family plan. Primary and noncontributory this term is commonly used in contract insurance requirements to stipulate the order in which multiple policies triggered by the same loss are to respond. Policyowner of a health care plan underwritten by a service insurer.
For example a contractor may be required to provide liability insurance that is primary and noncontributory. The remaining allowable health care costs due will then be considered for payment under the secondary. Subscriber or primary enrollee.
Primary policies are usually relevant to property liability or health coverage. In households who get insurance through other means. This term may be used in two senses.
In most cases the automobile insurer is considered the primary payer. If you are covered as a dependent under your spouse s plan his plan is your secondary insurance plan. An insurance subscriber is the person who subscribes to the insurance or in other terms an insurance subscriber is the policyholder who pays for a specific insurance plan.
The subscriber is the primary adult who applied for insurance. Any dependents should have the same insurance information as that of the subscriber. The non dependent dependent rule is another rule to help insurers determine which insurance is primary and secondary.
The first policy to pay the financial loss is the primary insurance. Primary coverage is insurance coverage that pays out regardless of whether there are other insurance polices covering the same risk. Many people purchase secondary coverage to add additional coverage to their primary coverage.